Get Paid To Drive Your Car

You may have heard rumors that it’s possible to get paid to drive your car, or in some cases, get a car to use for free. While participation is limited and luck is needed along with living in the right place for a particular campaign, it is possible to get paid to have your car (or a car given to you) turned into a moving advertisement. If you drive 800 miles or more a month along heavily populated routes in your normal driving habits, you may want to check out the companies that offer car wraps.

The concept is fairly simple. Advertising space on billboards along busy roads and highways is limited and in some places not allowed at all. It’s possible, however, to reach many of those people another way. Companies advertise on the outside of cars to reach those same people. The problem is that purchasing an entire fleet of cars for an advertising campaign can be overly expensive, so a solution was developed.

Instead of purchasing their own cars, companies will sometimes “rent” space on individual private citizen’s cars. In return for letting a company “wrap” your car with their advertisement, they will pay you a monthly fee. The fees can be as high as $400 a month for a full car wrap and lesser amounts for a partial car wrap or a window wrap.

Another option that some of these companies offer in place of car wraps is giving you a free car with advertisements already on it. You usually don’t get paid in this deal or get to choose the type of car provided, but you do receive free use of the car for the period of the campaign. Your only costs are gas and insurance meaning that you are getting transportation at a fraction of the cost of owning your own car. There are some rare cases when you can get paid when receiving a free car. Some companies will pay you to drive the free cars along certain, specified routes each day.

So what is the catch? The main one is there are far more drivers wanting the positions than advertising campaigns available. If you don’t drive a lot of miles or live in a highly populated area (large college campuses seem to be an ideal location) where the advertisement will be seen by a population the advertisers crave, your chances of being chosen are slim. Most companies require you to drive a minimum of 800 miles a month. Not driving enough miles can negate the contract and most companies utilize global positioning systems (GPS) in your car to track the miles and places you go each month.

Most programs require you to be 18 years of age, have a clean driving record and your own auto insurance. Traffic violations will in most cases prohibit you from being considered. Contracts vary in length and amount paid depending on the type of advertising in the campaign involved. Most companies don’t let you pick the advertiser, but will let you bow out if the advertiser goes against your moral values (cigarettes, alcohol and sex).

With the concept there are a growing number of websites that don’t actually offer the service of car wrapping, but claim to be a data base for advertisers to find people willing to advertise on their cars. Many offer free sign up, but then encourage you to purchase a “premium package” that is supposed to move your name higher up on the list. The fact is that you are very unlikely to be picked from these services so it isn’t worth the time (and definitely not the money) signing up with them.

While the chances of being picked are slim, they are better than playing the lottery. If you meet the requirements and live in an area you believe would be desirable to advertisers, it could be worth the 15 to 30 minutes it takes to fill out the online forms. If you are lucky and do get picked, you will significantly reduce your driving expenses with little effort on your part.

New Concepts in Car Insurance – Pay as You Drive

You can pay as you talk with a cell phone plan, so why not pay as you drive auto insurance? It sounds like a good idea; but would pay as you drive auto insurance work for you?

The idea behind pay as you drive auto insurance is simple. Basically its this- if you do not drive very much, you will not pay high insurance premiums. Advocates for this type of insurance policy think that there are many merits to this type of program. Less air pollution, lower gas consumption, and lower costs to the consumer among them.

What if you car pool to work, or take public transit? You are not using your car very much so why are you paying high premiums. With a pay as you drive auto insurance premiums you would be able to quite literally pay as you go. Another situation where this plan would be of benefit is that of many retirees who have winter homes in temperate climates, the ‘snowbirds’ living in Florida or Arizona six months of the year and six months in New York or Toronto for example.

Essentially the insurance companies would set an average driving amount for each car type. It could then be broken down into a cents per mile basis. If you wanted to us the pay as you drive auto insurance system you could purchase a set number of miles and you would be covered for insurance during this period.

Pay as you drive auto insurance is an excellent idea for those individuals who do not use their car very much or try to find cost saving methods or environment saving alternatives. Currently this type of program is not yet available, but there are supporters in many states who are hoping to change that soon.

Groups including Environmental Defense, the Conservation Law Foundation and even the U.S. Environmental Protection Agency are working to organize a national cooperative that would work with insurance companies to offer deep discounts for low-mileage drivers; halfway a step toward PAYD (Pay As You Drive) insurance.

General Motors and On-Star Offers PAYD Rates. In mid-2004 General Motors Acceptance Corporation (GMAC) Insurance began offering mileage-based discounts to OnStar subscribers located in some states. The OnStar system reports a vehicle’s odometer readings at the beginning and end of the policy term to verify mileage. Motorist who drive less than specified annual mileage can receive insurance premium discounts of up to 40%.

PAYD programs are also currently available in Israel, South Africa and Holland. PAYD is gaining momentum, and will be coming to your area soon.